News and more

EBA CLEARING’s RT1 platform builds up nearly full instant payment coverage in Finland

Six major players in the Finnish retail payments market are now connected to the pan-European instant payment system of EBA CLEARING.

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EBA CLEARING’s real-time payment system RT1 reaches critical mass in Germany

RT1 provides instant payment coverage to 1,700+ PSPs in Germany via seven service participants

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Instant payment system RT1 reaches new milestone

RT1 passed the 10-million-transaction mark on 3 January 2019.

EBA CLEARING’s real-time payment system RT1 passes 5-million-transaction mark

11 months after go-live, the pan-European instant payment platform reaches PSPs in 12 countries, processing over 70,000 real-time payments in euro per day.

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EBA CLEARING’s instant payment system RT1 expands reach to over 1,000 payment service providers

EBA CLEARING announced today that its pan-European instant payment system RT1 successfully connected six new participants yesterday. German savings bank sector connected to RT1 via LBBW and Helaba.

Press release

EBA CLEARINGs Echtzeitzahlungssystem RT1 weitet Reichweite auf mehr als 1.000 Zahlungsanbieter aus

EBA CLEARING gab heute bekannt, dass das Echtzeitzahlungssystem RT1 des Unternehmens gestern erfolgreich sechs neue Teilnehmer angeschlossen hat. Der deutsche Sparkassensektor schloss sich über LBBW und Helaba an RT1 an.

Press release

Instant payment system RT1 hits 1-million-transaction mark

RT1 has processed EUR 635 million since its launch on 21 November 2017

EBA CLEARING’s instant payment system RT1 hits 500,000-transaction mark

Three months after go-live, the pan-European platform handles more than 10,000 real-time payments in euro per day.

Press release

Successful go-live for EBA CLEARING’s instant payment system RT1

EBA CLEARING today confirmed that instant payment system RT1 went live this morning. 17 banks from eight countries connected to RT1 today, extending SCT Inst reach to 500+ PSPs across SEPA.

Press release

IBERPAY ready to connect Spanish banks to EBA CLEARING’s RT1 system for SCT Inst processing

IBERPAY and EBA CLEARING announced today that the Spanish retail payment system is ready to provide Europe-wide instant payment connectivity to Spanish banks with the support of IBERPAY’s CICLOM platform and EBA CLEARING’s RT1 system.

Press release

EBA CLEARING at Sibos (Stand 43)

Join our community session "RT1 - Real and Timely" on 18th October 2017

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SWIFTNet Instant to provide access to EBA CLEARING's RT1 system

RT1 users will be able to access the platform via SWIFTNet Instant in November 2018.

Press Release

Banks from nine countries to join RT1 for go-live

This first group of RT1 users is currently completing the required testing for connecting to the platform.

Press release

UniCredit prepares for multinational roll-out of instant payments

UniCredit and EBA CLEARING today announced that UniCredit has started testing with RT1, EBA CLEARING’s pan-European, real-time payment platform.

Press release

EBA CLEARING publishes white paper on how to ensure smooth take-off for euro instant payments

The paper presents key factors for a successful ramp-up of real-time payments, such as payment certainty and reach, and explains how these can be supported at an infrastructure level.

Press release White paper (PDF) White paper E-book

Successful first testing results for RT1

Intesa Sanpaolo and EBA CLEARING announce results for the first pan-European instant payment solution.

Press release

EBA CLEARING introduces EBICS as additional connectivity option for its instant payment system

Future service participants can use SIANet or EBICS to connect to the new pan-European real-time payment infrastructure from November 2017 on. Other options may follow later.

Press release

Timely testing phase kick-off for EBA CLEARING's pan-European instant payment system

Twenty-eight of the funding institutions from all over Europe were represented at a meeting in Milan, which marked the start of the testing phase and included a demonstration of the functioning of the new system in the test environment run by SIA.

Press release

Interviews and articles: selected references

Il Sole 24 Ore (March 2017) “Cashless cash per pagamenti”

Interview with Hays Littlejohn (March 2017) Report "Faster Payments, Happy Consumers?"


IBS Intelligence (January 2017) "EBA CLEARING starts instant payments testing phase?"


“Trends im Zahlungsverkehr” (a Bank-Verlag publication, November 2016) „Aufbau einer paneuropäischen Infrastrukturlösung für Instant Payments: Vorteile und entscheidende Faktoren aus Sicht von EBA CLEARING“ Erwin Kulk

Link to Bank-Verlag web shop (in German):!prettyPhoto


“Digital Payments – Revolution im Zahlungsverkehr” (a Frankfurt School of Finance publication, Q3 2016) “Critical success factors for a pan-European instant payment infrastructure platform” Hays Littlejohn, Erwin Kulk, Britta Kotthaus

Link to Frankfurt School of Finance web shop (in German):


ClearIT (June 2016) “Pan-European successes and challenges in payment traffic”

(in English)

(in French)

(in German)

Interview with Hays Littlejohn


FIS Flavors of Fast (June 2016) “A Blueprint for Pan-European Instant Payments”

Interview with Erwin Kulk, Head of Services Development and Management, and Britta Kotthaus, Program Manager Instant Payment


Pagamenti Digitali (June 2016) “Instant payment, le banche europee arriveranno pronte al debutto del 2017”

Interview with Hays Littlejohn and Erwin Kulk


Business@EBAday (June 2016) “EBA CLEARING on track for delivery of instant payment platform in co-operation with funding institutions”

Video interviews

Finextra (November 2016) “Pan-European instant payment project well on track”

Video interview with Hays Littlejohn on instant payments at Sibos 2016


Bancaforte (June 2016) “Instant Payment, pronta a fine 2017 la piattaforma paneuropea di EBA CLEARING”

Video interview with Erwin Kulk, Head of Services Development and Management


EBAday TV by Finextra (June 2016) – "Openness and reach key for new real-time system"

Video interview with Hays Littlejohn


Finextra (June 2016) “Banks need to co-operate for real-time" – Fabio Stragiotto, Payment Products, UniCredit, and EBA CLEARING Board Member, speaks about recent instant payments developments and how they will affect incumbent banks


The Place (March 2016) “The year of instant payment”

Video interview with Hays Littlejohn and accompanying article in SIA’s online magazine